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Unilife Insurances > General Info

The Unilife group was formed in 2010 by Dr Graham Harley Woolford and Stephen Paul Conway, both veterans of business and the insurance industry, who wished to create a truly global insurance provider, offering organizations and individuals wherever they are in the world the most extensive range of products in the most competitive – and accessible – manner.

The family of companies under the Unilife umbrella is small, and tight-knit, enabling us to concentrate on providing our clients with the best products and service:


Group Life, Individual Life and Disability insurance products

T100 – Lifetime Assurance

The T100 policy is effectively level term assurance to age 100. The sum assured is paid out on death by any cause (including suicide after 2 years) or if the life assured reaches the age of 100, they can elect to receive the sum assured or leave it in place until their eventual death, with no further premiums due. This is a pure insurance policy so does not have any investment element or encashment value.

Level Term Assurance

Terms of 5 to 30 years depending on age at entry, all term policies expire on the policy anniversary before the life assured’s 75th birthday.

Decreasing Term Assurance

Same as the Level Term policy, but the sum assured decreases at each policy anniversary. Premiums can be between 20% and 50% lower than Level Term depending on the term required.

 Optional Riders

Waiver of Premium to age 60
Accidental Death Benefit to age 70 (capped at USD 1 million)
Critical Illness is expected to be available from the 3rd quarter 2018.

If you are interested to learn more about these products and to receive a free quotation, please Contact Me.


Policy Management

Unilife Limited
18-20 Le Pollet
St Peter Port,
Channel Islands
British Isles

Telephone: +44 203 196 7346


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