IMPORTANT NOTES
It is important to remember that an investment in equity funds entails risk as individual stock prices can move up and down more dramatically than other forms of investment. Emerging markets can be more risky than developed markets as they tend not to be so well regulated as developed markets, with a potential greater threat of political instability. When a fund invests in fixed interest securities the value can go up and down as interest rates change - for example, if interest rates rise, the value is likely to fall. Therefore, the value of your clients’ investment is not guaranteed and can go down as well as up and we suggest that your clients only invest money that can be committed in the medium to long term. Your clients should also bear in mind that securities held within a fund may not be denominated in the currency of that fund, so unit prices may fall purely on account of exchange rate fluctuations. FPIL is a provider of unit-linked, life assurance products. The unit-linked products through which your clients may invest in this fund are not designed for early surrender and a discontinuance charge may be applied. Past performance should not be viewed as an indication of future performance. Fund prices may go up and down depending upon investment performance and are not guaranteed. Your clients may get back less than they paid in. Published fund prices and performance figures are net of annual charges.
Friends Provident International Limited, Registered & Head Office: Royal Court, Castletown, Isle of Man, British Isles, IM9 1RA Telephone: +44 (0) 1624 821212. Fax: +44 (0) 1624 824405. Incorporated company limited by shares. Registered in the Isle of Man No. 11494. Authorised by the Isle of Man Insurance & Pensions Authority and regulated by the Financial Services Authority for the conduct of investment business in the UK. Provider of life assurance and investment products.
The rules and regulations made by the Financial Services Authority for the protection of investors will not normally apply to persons resident outside the United Kingdom. All policyholders will receive the protection of the Life Assurance (Compensation of Policyholders) Regulations 1991 of the Isle of Man, wherever their place of residence.
FRIENDSĀ® and ‘the power of FRIENDSĀ®’, are registered trademarks of Friends Provident in the UK and other countries.
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